Background: The majority of older adults, due to aging processes, suffer from two or more medical problems. Therefore, it was anticipated that their lived experiences would include unique challenges during the COVID-19 pandemic. Also, community-dwelling older adults in rural areas experience more significant healthcare disparities than their urban counterparts due to low socioeconomic status, insufficient healthcare workers, and lack of infrastructure. Purpose: This qualitative phenomenological study aimed to understand the lived experiences of rural community-dwelling older adults with multiple chronic diseases during the COVID-19 pandemic. Its primary focus was to determine how this population experienced health care during this time. Method: The transcribed data from semi-structured interviews were analyzed using Colaizzi's descriptive phenomenological method to extract more profound meaning, and interpretations of the participants' lived experiences. The results of this study were anticipated to inform healthcare providers, educators, and policymakers of the necessary changes in policies and planning to ensure that the healthcare needs of rural community-dwelling adults will be met in the next healthcare crisis. Results: Access to health services, lifestyle changes, the influence of technology, the impact of mitigation protocol, and health and wellbeing are the main themes that provided a better understanding of the health care experiences of rural community-dwelling older adults during the COVID-19 pandemic. Conclusions: Despite the challenges, the rural community-dwelling older adults showed resiliency, resourcefulness, perseverance, adaptation, and reliance on religious faith to overcome the barriers imposed by the COVID-19 pandemic in meeting their health care needs.